Terms of Service

Effective date: October 5, 2025

Welcome to Finovexa (https://www.finovexa.web.id/). These Terms of Service ("Terms") govern your use of our website and any content, features, or services made available through it. By accessing or using Finovexa, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website.

1. Use of the Website

• You must use the website only for lawful purposes and in accordance with these Terms.
• You agree not to use Finovexa in any way that could damage, disable, overburden, or impair the website or interfere with others’ use of it.
• We reserve the right to restrict or terminate access to anyone who violates these Terms or engages in harmful or abusive behavior.

2. Intellectual Property Rights

All content available on Finovexa — including images, articles, graphics, logos, and design — is the property of Finovexa or its respective content owners and is protected by copyright and other intellectual property laws. You may not copy, reproduce, or distribute any content from this website without prior written permission from the respective owners.

3. User Content

If you submit content to Finovexa (such as comments or messages), you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute that content as necessary to operate the website. You represent and warrant that you own or have the right to submit the content and that it does not infringe upon the rights of any third party.

4. Third-Party Links and Content

Finovexa may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Finovexa is not liable, directly or indirectly, for any damage or loss caused by or in connection with the use of such external sites or services.

5. Disclaimer

All information and materials on Finovexa are provided for general informational purposes only. We make no warranties or representations about the accuracy, reliability, or completeness of any content. Your use of the site and its content is at your own risk. We are not responsible for any losses or damages that may result from your reliance on the site or its content.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Finovexa and its operators shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or relating to your use of the website, even if we have been advised of the possibility of such damages.

7. Indemnification

You agree to indemnify, defend, and hold harmless Finovexa and its affiliates, administrators, and contributors from and against any and all claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your use of the website or your violation of these Terms.

8. Changes to the Terms

We may update or modify these Terms at any time without prior notice. The updated Terms will be posted on this page with the revised effective date. By continuing to use Finovexa after such changes, you agree to be bound by the updated Terms.

9. Termination

We may terminate or suspend access to the website immediately, without prior notice, for any reason, including violation of these Terms. All provisions of these Terms which by their nature should survive termination shall remain in effect, including ownership provisions, warranty disclaimers, and limitations of liability.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Indonesia, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts located in Indonesia.

11. Contact Us

If you have any questions about these Terms of Service, please contact us at: defanmahesa20@gmail.com